Financial and retirement planning guidance from the team at RPA Wealth Management. Join president Brent Pasqua and CERTIFIED FINANCIAL PLANNER™ Matthew Theal and Joshua Winterswyk each show for helpful conversations about money, life and retirement. Listen to this show and you’ll be sure to have an excellent Retirement Plan Playbook.
Episodes
Thursday Aug 04, 2022
Thursday Aug 04, 2022
The word “fiduciary” gets tossed around a lot in the financial advising industry.
So what does it actually mean and what difference do they make in your financial planning process?
In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk discuss what the difference is between a fee-only financial advisor and all other financial advisors and what value a fiduciary fee only financial advisor can add to your financial planning process.
Matthew, Brent, and Joshua discuss:
- What a fiduciary is and how they can help you in your financial journey
- The different ways financial advisors get paid and which method better suits you
- Why RPA Wealth Management switched from commission to fee-based revenue and how it benefits you
- Why the meaning of fiduciary has become skewed and how you can be sure you are working with a real one
- And more
Resources:
Connect With RPA Wealth Management:
Thursday Jul 28, 2022
Thursday Jul 28, 2022
2022 has been far from a regular year, as have the past three years.
The war in Ukraine, the after effects of Covid-19 on the economy, and talks of a recession all makes 2022 a very unusual year.
But how have these events affected you and your finances?
In this episode, Brent, Matthew, and Joshua discuss some of the most talked about events of 2022 and explain how they have impacted the everyday lives of Americans, just like you.
Brent, Matthew, and Joshua discuss:
- Elon Musk vs. Twitter: Why he backed down from his ownership and why he is getting sued
- How the Ukraine and Russian war has influenced this major spike in inflation
- What characteristics in the economy tell you that a recession is occurring
- How global events have subliminally impacted your spending patterns
- And more
Resources:
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Wednesday Jul 13, 2022
Wednesday Jul 13, 2022
A lot of people are panicking every time they check their portfolio these days.
There is no need for this, in fact, you should just be riding the wave.
In this episode, Matthew Theal, Brent Pasqua, and Joshua Winterswyk share their insight about the cryptocurrency meltdown, the housing market, and interest rates. They also discuss how their predictions about them can influence you in the coming months and years.
Matthew, Joshua, and Brent discuss:
- The cryptocurrency meltdown––comparing crypto from 2020 to now
- What the future of cryptocurrency investments could look like
- Their predictions about the housing market and interest rates
- Some insight about why you shouldn’t be panicking during this downturned market
- And more
Resources:
Connect with RPA Wealth Management:
Thursday Jun 16, 2022
Thursday Jun 16, 2022
Unless you have been living under a rock for the past few months, you have noticed the intense effects of inflation.
In this episode, Brent Pasqua, Matthew Theal, and Joshua Winterswyk discuss the state of the stock market as of June 2022 and highlight what a downturned market has meant for investors throughout history.
Brent, Matt, and Joshua discuss:
- Their thoughts on the new LIV golf tournament (rival to the PGA tour)
- The effects of the rising consumer price index and the staggering increase of inflation
- Their opinions of what this inflation will cause in the United States
- The upside on the downturned stock market and what it means for the future of your investments
- And more
Resources:
Connect With RPA Wealth Management:
Thursday Jun 02, 2022
Thursday Jun 02, 2022
If you have never worked with a financial advisor before, it can leave you wondering what to expect during the onboarding process of becoming a client.
In this episode, Matthew Theal, Brent Pasqua, and Joshua Winterswyk walk you through the process of what it's like to start working with their team.
Matthew, Brent, and Joshua, discuss:
- How they apply a seven step financial planning process
- The structure of each meeting with you
- The first questions they will ask you and how your responses determine a financial plan
- How they communicate with you
- And more
Resources:
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Thursday May 19, 2022
Thursday May 19, 2022
No one’s financial plan should be identical to another’s because everyone’s financial journey is going to be different.
What are your unique financial goals?
In this episode, Matthew Theal, Brent Pasqua, and Joshua Winterswyk discuss how they personalize their financial services to each of their clients to fulfill their unique financial goals and needs.
Matthew, Brent, and Joshua discuss:
- An overview of services their company has to offer you
- The importance of laying out your goals before creating a financial plan
- Why their clients don’t need to be located in the same area as RPA Wealth Management to use their services
- What you need to bring to your first financial planning session
- And more
Connect With RPA Wealth Management:
Thursday May 12, 2022
Thursday May 12, 2022
No one person is the same, so therefore each portfolio and client should be treated differently based on their personal goals for retirement.
In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk, sit down to discuss the next steps for the Retirement Plan Playbook and their focus on helping those that are ready to retire. Together they highlight how their team works to connect with their clients and achieve their goals.
Matthew, Brent, and Joshua discuss:
- How they got started in financial planning and what brought them together
- What separates their practice from other financial firms
- How they spend their time with friends and family outside of work
- And more
Connect With RPA Wealth Management:
Thursday Apr 28, 2022
Thursday Apr 28, 2022
Whether you are talking about inflated prices of grocery lists or the struggling stock market, the conversation of an approaching recession is all around us.
In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk of RPA Wealth Management, discuss common questions and concerns when potentially approaching a recession. Together they break down the nerves of working in an unhealthy economy and entering into your retirement.
Matthew, Brent, and Joshua discuss:
- The definition of a recession and what it potentially indicates for cost of living and the stocks
- Why people think we are heading into a recession and the different causes
- How to take advantage of a recession to make better retirement decisions
- And more
Connect With RPA Wealth Management:
Thursday Feb 24, 2022
Thursday Feb 24, 2022
The conflict between Russia and Ukraine has invoked fear in investors because some believe that this event will cause a crash in the American stock market. Is there truth to this sentiment? Or will the market gloss over this news item in a couple weeks? Brent, Matthew, and Joshua will take a look at how the stock market has performed in previous wartimes and draw some conclusions based on the historical data.
Important Links:
Website: https://rpawealth.com/
Call: 909-296-7977
Thursday Feb 10, 2022
Thursday Feb 10, 2022
Inflation has been a hot topic since last year and rates are still rising. It's important that you find a way to hedge against this risk, so your retirement does not suffer. Brent, Matthew, and Joshua discuss some different ways you can protect your portfolio from inflation.
Important Links:
Website: https://rpawealth.com/
Call: 909-296-7977
Thursday Jan 27, 2022
Thursday Jan 27, 2022
With 2021 in the rearview mirror, Brent, Matthew, and Joshua look ahead to what the rest of 2022 may have in store for us.
Important Links:
Website: https://rpawealth.com/
Call: 909-296-7977
Tuesday Dec 21, 2021
Tuesday Dec 21, 2021
Brent, Matthew, and Joshua say goodbye to 2021 on this episode by highlighting their favorite moments of the year, what shocked them the most, and what they are looking forward to in the new year.
Important Links:
Website: https://rpawealth.com/
Call: 909-296-7977
Thursday Dec 09, 2021
Thursday Dec 09, 2021
The end of the year is once again upon us. This is a great time to look at your finances and see if there are any improvements you can make. Brent, Matthew, and Joshua will talk about some end of the year strategies you can implement, so you can kick off 2022 with a solid financial situation.
Important Links:
Website: https://rpawealth.com/
Call: 909-296-7977
Tuesday Nov 23, 2021
Tuesday Nov 23, 2021
One important financial tool that is often overlooked is a balance sheet. This will help you keep an inventory of the financial assets you have and you can easily track your progress from year to year. Brent, Matthew, and Joshua will walk you through on how to create a balance sheet, the different elements you should include, and how you can utilize this tool to make better financial decisions.
Important Links:
Website: https://rpawealth.com/
Call: 909-296-7977
Thursday Nov 11, 2021
Thursday Nov 11, 2021
We invite Amber Storms of Collaborative Tax Partners to the podcast this week. Amber is an enrolled agent, which is the highest credential that is awarded by the IRS. She is passionate about helping her clients navigate through the complex and ever-changing tax landscape. Brent, Matthew, and Joshua discuss common mistakes Amber sees in her practice, collaborative tax planning, and some considerations to keep in mind as we approach the end of the year.
Amber's Links:
Website: https://www.collaborativetaxpartners.com/
Email: amber@ctptax.com
Call: 877-634-3377
RPA's Links:
Website: https://rpawealth.com/
Call: 909-296-7977
Thursday Oct 28, 2021
Thursday Oct 28, 2021
We have been feeling the effects of inflation over the past year and this topic of conversation is quickly becoming a top concern. Brent, Matthew, and Joshua talk about some of the factors that have contributed to the rise of inflation and some of their favorite cash management strategies to protect against this risk.
Important Links:
Website: https://rpawealth.com/
Call: 909-296-7977
Wednesday Oct 13, 2021
Wednesday Oct 13, 2021
Quarter three just wrapped up and the numbers are in. Brent, Matthew, and Joshua discuss reasons for the slight pullback and some newsworthy items to be aware of as we head into the last quarter of the year.
Important Links:
Website: https://rpawealth.com/
Call: 909-296-7977
Thursday Sep 23, 2021
Thursday Sep 23, 2021
Joe Biden’s tax proposal has made its way to the House for discussion and there have been many changes made from the original plan. Brent, Matthew, and Joshua will discuss the key items that are in this proposal and who will be impacted by these possible changes.
Important Links:
Website: https://rpawealth.com/
Call: 909-296-7977
Thursday Sep 09, 2021
Thursday Sep 09, 2021
We have witnessed the S&P 500 continue to rise over the past few years and now retirement accounts are at all time highs right now. But we should take a step back to review the investments every so often to see if there are other opportunities we can take advantage of. Brent, Matthew, and Joshua discuss the importance of knowing what your goals for your investments are and how knowing this information can help you make more specific customizations in your plan.
Important Links:
Website: https://rpawealth.com/
Call: 909-296-7977
Thursday Aug 12, 2021
Thursday Aug 12, 2021
Your lifestyle and financial situation can be drastically impacted by what state you reside in during retirement. Brent, Matthew, and Joshua will compare and contrast the tax laws of California with the laws of states that many people choose to move to after they retire, and will help you financially prepare for moving out-of-state.
Important Links:
Website: https://rpawealth.com/
Call: 909-296-7977