Retirement Plan Playbook

Ep 45: Strategies to Reduce Your Taxes

Many people are preparing their taxes right now, so we thought this would be a great opportunity to talk about some tax saving strategies you can possibly implement. On today's show, Brent, Matthew, and Joshua discuss the different ways you can be proactive in your tax planning and some of the lesser known strategies.

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

Ep 44: Are Index Funds A Good Investment?

One point that we reiterate on the podcast is the importance of being an informed investor and not a daytrader. One way to eliminate some of the guess work is by investing in an index fund. This investment tool is meant to mimic a financial market index such as the S&P 500. In other words, you will have a better idea on your expected rate of return and the amount of risk you are subjected to. Brent, Matthew, and Joshua talk about where you can get an index fund and why this investment is a great fit for many financial plans out there.

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

Ep 43: What Is A Bitcoin?

If you tune into any financial news, you have probably heard about cryptocurrencies, the most popular one being Bitcoin. Many people are interested in this novel investment because of how well it has been doing lately and they don't want to miss out. However, as with any popular topic, it can be difficult to filter through noisy opinions and find factual information. Brent, Matthew, and Joshua discuss what Bitcoin is, how it's being used, and why it's difficult to be regulated.

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

Ep 42: Retiring In A Strong Economy

If we take a look at the financial landscape right now, we see a thriving real estate market, a low interest rate environment, and a stock market that is continuing to rise. Though the pandemic caused major disruption in March of last year, the economy seems to be recovering well, which is an important thought to keep in mind if you plan on retiring soon. Brent, Matthew, and Joshua talk about the factors that have contributed to the economy's recovery, and some strategies you may be able to utilize under the current financial conditions.

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

Ep 41: Gamestop, Reddit, And Your Retirement

You probably heard all about Gamestop stock and buzzwords like short squeeze, Reddit’s Wall Street Bets, and hedge funds the last week of January. But what really happened that had all of the financial media world stirred up and Alexandria Ocasio-Cortez and Ted Cruz actually agreeing about something? Brent, Matthew, and Joshua break down this multifaceted story and cover some key lessons that we can take away from these recent events.

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

Ep 40: 5 Reasons To Get A Business Valuation

For many business owners, their business is the largest asset that they own and it's common that they sell their company to fund retirement. But many entrepreneurs don't even know what their business is actually worth and are unable to put a solid plan together without that information. Brent, Matthew, and Joshua discuss how a business valuation creates a clear picture to see where you are now and what steps you may need to take to reach a successful retirement. 

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

Ep 39: Investment Lessons From 2020

As we kick off 2021, Brent, Matthew, and Joshua take a look back on the previous year and discuss some key investment lessons that 2020 brought to their attention. The guys will discuss the importance of sticking to an investment philosophy, risk tolerance, being flexible with your investments, and much more.

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

Ep 38: Retirement In 2021

Planning for retirement can feel like a daunting task to complete. The financial landscape is constantly changing and learning how to navigate the problems that come up can be challenging. But starting the retirement plan might be easier than you think. Today Brent, Matthew, and Joshua discuss some initial questions you should be asking yourself if you plan to retire in the near future.

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

Ep 37: Election Wrap Up

On Saturday it was announced that Joe Biden won the election and will be the 46th president of the United States. Brent, Matthew, and Joshua reflect on the market's reaction to this news, what might be down the road, and why their philosophy on retirement planning will not change even with a new president. 

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

Ep 36: Election FAQs

The presidential election is right around the corner and many clients have wondered if this event will have a significant impact on their portfolio. Brent, Matthew, and Joshua talk about why there is no need to emotionally react to the result of this election and the importance of long-term financial planning.

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

Ep 35: The Different Types Of Financial Advisors

When you start looking for someone to help you handle your finances, you'll often see that many financial professionals refer to themself as a "financial advisor." Over the years, it has become a common title to see and it can be difficult to recognize the differences between each professional that uses this umbrella term. Brent, Matthew, and Joshua will run down a list of the different financial professionals you may come across and talk about what their primary focus is when they work with you.

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

Ep 34: Creating Your Estate Plan

Many people don't realize how crucial it is to have a thoughtful and intentional estate plan in place. This plan addresses how you want your assets passed down, who is able to make decisions for you if you become incapacitated, and much more. Brent, Matthew, and Joshua talk about the basic components of an estate plan and some tips for maintaining the plan once it's established.

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

Ep 33: The Post Pandemic Housing Market

The Federal Reserve announced that they are going to continue to keep interest rates low for the foreseeable future. This will affect many areas of the financial world, but today we focus on how it will impact the housing market. Brent, Matthew, and Joshua will talk about the factors that have contributed to place us in a highly competitive seller's market. As well as some considerations for pre-retirees and retirees that want to move to a new location.

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

Ep 32: Will The Stock Market Crash Before The Election?

This year's election is only a few months away and many people have strong emotions and opinions going into it. It's common that we hear one candidate will make the stock market crash, while the other one will be beneficial for the market. Brent, Matthew, and Joshua will dive into some data and take a look at how the stock market has performed under different presidents.

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

Ep 31: Retirement Trends Over The Next 10 Years

Retirement today certainly looks different than it did 30 years ago. We have moved away from pensions and have put more emphasis on employer-sponsored plans. So how will the landscape for retirement continue to move and shift? Brent, Matthew, and Joshua talk about trends that they think we will start to see in this next decade.

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

Ep 30: 8 Ways To Sell Your Business

Selling a business is certainly no easy task and it is one of the most important decisions that a business owner will have to make. It's imperative to find the correct plan for your situation, but many people fail to realize how many options are available to them. Brent, Matthew, and Joshua will break down the 8 ways you can sell your business and explain the pros and cons to each option.

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

Ep 29: Is It Time For A New Financial Advisor?

It's important to have a financial advisor to help you build a plan and get you to and through retirement. Many people are able to call themselves financial advisors, but they are not required to do what is best for the client. Brent, Matthew, and Joshua discuss some of the red flags to note when talking to a financial advisor and when it might be time to seek out a second opinion.

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

Ep 28: Exit Planning

There is no doubt that business owners have hectic schedules and work tirelessly to maintain what they have created. However, it is vital to take a step back and create an exit plan for the business that you have put all of your effort into. Brent, Matthew, and Joshua talk about the important questions that need to be answered when putting together an exit plan and how to build an effective team that will help you through this process.

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

Ep 27: Do You Need Bonds in Your Retirement Portfolio?

Many retirees are wondering if bonds are still needed in a retirement portfolio because of how low the interest rates are. Brent, Matthew, and Joshua will discuss how bonds have been used in the past and compare it to the purpose that they serve in a retirement plan today.

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

Ep 26: Should You Be Wary Of Some Of Dave Ramsey’s Advice?

Dave Ramsey has earned a lot of respect among savers and investors over the years as evidenced by his enormously popular radio show, books and sold out performance venues when he speaks. But is all of his advice worth following? Is it possible that some of the things he professes will actually hurt you financially? Brent, Matthew, and Joshua will take a look at some of Dave’s most popular advice and see if it actually makes sense for retirees and pre-retirees to follow.

Important Links:

Website: https://rpawealth.com/

Call: 909-296-7977

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